When you graduate with student loan debt, you’ll find several different repayment options to choose from. You can either stick with the standard, 10-year repayment plan, choose an income-driven repayment option if you qualify, or even extend your repayment plan in almost any fashion that works.
Some of those options, however, will leave you paying mostly interest and almost nothing – or even nothing at all – toward the principal of your loan. And if you find yourself in that kind of repayment plan, paying off your loans is practically impossible.
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